![]() **NOTE – If you use Basemental Drugs and your Sim gets arrested, they will lose their loan packet as well. You’ll get a much faster response from me there. If you have any questions or need any help, please feel free to join me at my discord.If you move your household while the loan packet is on the lot (after placing it from the household inventory), it can be found in the household inventory once again.It’s also not delete-able, for obvious reasons….no skipping out on your debt! The loan packet is not drag-able! This was done on purpose to keep it in your sims inventory for needed buffs and interaction availability.Your sim can then take out another loan if desired. However, once your sim pays off the loan, you can click on the loan packet and select Destroy. Sims can only have one active loan at a time.They’ll have to use the computer and click on SimCity Loans > Request Loan Forgiveness, then after 3 days they can apply for a loan again if needed. If your Debtor sim dies and gets added back to the household either as a ghost or resurrected, they won’t have the loan packet anymore (obviously since it went to the household inventory). Don’t worry, any payments that the deceased sim made won’t be lost! This will add the loan packet to that sim’s inventory and he/she will be responsible. After you place it on your lot, another household sim can use the Take Over Loan interaction. If your Debtor sim dies, the loan packet will be sent to the household inventory (still not delete-able). The only way to remove this is to make a payment (or pay in full). If your sim ignores this buff for 24 hours, this buff will turn into a Loan Payment Overdue! (stressful mood) buff. If your sim doesn’t make a payment (or pay in full) within 48 hours, he/she will receive a Loan Payment Due (fine mood) buff. ![]() Make 12, 24, or 36 payments which includes a 5% interest rate. Your sim will then be responsible for repaying it! When repaying the loan, you have two options: Once you select the loan amount, your sim will receive a Loan Packet in their inventory (which is not delete-able). From there you will select which loan amount you want. When your sim needs a loan have them click on the computer and select SimCity Loans. Your sims (Teen and up) can now apply for loans from SimCity Bank. No additional packs required.įor patch compatibility, please check my Mod Status page. This mod was made with game version 1.48.94. Thanks to nyqueent for finding this issue during testing. You must destroy it before taking a new loan out. You can no longer take out a loan if you still have a loan packet that’s been paid off in your inventory.Thanks to Ande1707 for finding this issue during testing. Fixed the rare occasion of being able to take out two loans because the computer broke during the first interaction.If you don’t have enough Simoleons for the late fee, it will deduct when you do. If your sim is at work, the late fees will be deducted shortly after they get home. After that, they will be deducted about every 24 hours until your sim makes a payment. Once you receive the Loan Payment Overdue buff, a 5% late fee (5% of your payment) will be deducted shortly after. Teens can now take out a loan (previously only available for Young Adult+).
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